Over 1600 Ray Sigorta agencies throughout Turkey are ready to deliver for your needs.
Workplace Insurance Products
- Workplace Protection
- Vehicle
- Health
- Personal Accident
- Marine Cargo
- Yatch
- Other
Workplace Assurance Package
It provides coverage for many risks at the workplace, from fire to theft, from glass breakage to flood and water damage, and provides protection for the building and its assets.
İşler Rayında SME Package
In addition to the coverage that a workplace needs, it offers much optional coverage such as employer liability and legal protection under a single policy.
PharmaRay Pharmacy Package
It protects the responsibilities of pharmacy owners, their electronic devices, and the goods and commercial products they have in the workplace against risks.
Ray Suit Hotel Package
It includes the coverage that a hotel needs from fire to storm, earthquake to flood, as well as damages that may be incurred by employees and customers from the enterprise.
SME Liability
It provides coverage for small and medium-sized businesses’ liabilities towards both their employees and customers.
Employer’s Liability
It provides coverage for the legal liabilities of the employer regarding the occupational accidents that may occur to the employees at the workplace.
Third Party Liability
It provides coverage for the death, injury, impairment of health of third parties as a result of an event or accident that occurred in the premises and for material damages that may occur to their property.
Fleet Solutions
With the fleet solutions, your vehicles are protected with the broadest coverage, from collision to theft, from key theft to breakdown on the road, and you will only need to manage the vehicle operation with peace of mind.
Group Health Insurance
It provides many advantages to both the employer and the employee and provides the opportunity to secure health expenses with budget premiums.
Group Personal Accident Insurance
Financial support is provided against accidental death, permanent disability, or treatment costs that may occur to employees and their families during the employment period.
Domestic Carrier Liability Insurance
The liability of the carrier against the cargo it is carrying is covered.
Marine Cargo Insurance
The risks that may arise during the transportation of the commodity from one point to another are covered.
Yacht Insurance
Yachts are covered against many risks such as bad weather, storm, sinking, stranding, collisions, and fire.
Boat Construction Insurance
The risks that the vessels under construction may encounter in the process until the sea trial is completed are covered.
Hull and Machinery Insurance
It provides protection for damage or loss to the vessel, including its machinery and equipment while the vessel is in transit over water.
Electronic Equipment Insurance
Financial losses that may occur in case of malfunction or damage of electronic equipment are covered.
Machinery Breakdown Insurance
Financial losses if the machines that are in operation breakdown or malfunction due to cleaning, revision, and/or relocation are covered.
Construction All Risk Insurance
During the execution of the construction project, risks that may occur suddenly and unexpectedly, which are not expressly excluded in the policy, are covered.
Erection All Risk Insurance
During the execution of the assembly project, risks that may occur suddenly and unexpectedly, which are not expressly excluded in the policy, are covered.
Leasing Insurance
The financial losses are covered in case of damage to the machinery and equipment subject to leasing as a result of a sudden and unexpected accident.
Trade Credit Insurance
By providing assurance to the receivables of SMEs arising from deferred domestic sales of goods and services, it covers the collection risks encountered due to the bankruptcy of the buyers or delayed payments.