An insurance for foreign nationals who want to work or live in Turkey

Foreigners Health Insurance

If a foreign national insured becomes ill or injured due to an accident, the necessary expenses for his/her treatment are covered.

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The right choice for your health

Why should I prefer Ray Sigorta?

Broad health institution network

Our contracted health institutions located all over Turkey are ready to provide any support you need regarding your health.

Product and package options according to needs

You can create your product according to your budget and needs by choosing inpatient and outpatient service options, health institution alternatives, check-up, dental and eye care packages, and maternity packages.

Fast response to requests

We know the importance of fast response during your transactions in the health institutions, and we shape our provision processes accordingly.

The right choice for your health

Protection with comprehensive coverage

Foreigners Health Insurance covers the minimum coverage structure determined in the Circular on Health Insurance to be taken out for Visa and Residence Permit Requests dated 10.05.2016 and numbered 16.

Coverage Details

Inpatient Treatment

Treatments requiring hospitalization, operations, and even your room and meals during your stay in the hospital are paid within the scope of this coverage.


Outpatient Treatment

In case of any illness, you can easily go to the physician without pondering on and benefit from coverage in your policy for your physician’s diagnosis and treatment advice.

Health Insurance Products

The right choice for your health

Our Agencies

Over 1600 Ray Sigorta agencies throughout Turkey are ready to deliver for your needs.

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Our Contracted Auto Services

Authorized and Private Services, Express Repair Centers (HOM), and Glass Repair Services, whose number is increasing day by day, are ready to serve you with a sense of high customer satisfaction.

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Our Contracted Healthcare Institutions

Turkey’s leading health institutions are ready to provide service for your health needs.

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